Some things are easier said than done. Talking to a person at your bank for one. But sometimes you've got to persevere and if you're aiming for financial freedom by following our tried-and-tested eight-point plan you need to check your bank records to make sure you haven't got any cash wasting away in one of their low-interest accounts.
For part six of the plan is: put six month's worth of outgoings in a tax-free cash mini Isa savings account.
Ok, that's not so easy to say either. But on the face of it it's very easy to do.
Check these tables...
>> Best savings rates: cash mini Isas
(The most trusted savings tables online)
... then gather up all your spare cash, bung it in the account and forget about it. Cash Isas allow you to pay in £3,000 a year so while it may take a few years to build up this kind of saving if you start today you can start to relax sooner rather than later. If you lose your job you don't want to lose everything else too because you can't pay a few lousy bills.
Sort our your finances
Part 1 - the will
Part 2 - the credit card debt
Part 3 - the life insurance
Part 4 - the company pension
Part 5 - the house
Part 6 - the emergency savings
Part 7 - the get rich slow plan
Part 8 - the fee-based adviser
This is Not Work is where parents who work can get quick daily money tips and is brought to by the multi-award-winning This is Money team.




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