OPEN LETTER
Dear some young people and other people who have forgotten what common sense is/was,
Without wishing to sound patronising - we know it's not entirely your fault - but in the old days, that is before companies spent more money on spin than providing decent products and services in the first place, people used to save up if they wanted to buy stuff.
But such was the power of the spin that a generation has grown up, or grown into, believing that they are able to get whatever they want whenever they want - on credit. And now it's pay back time. And times are getting very tough.
So remember this: £10 a week equals £520 a year, £20 a week is more than £1,000 over a year. If you're saving in a cash Isa account you'll get tax-free interest on top, maybe an extra £60 per £1,000 assuming you leave it in for the year.
One really simple way to save this kind of money is by walking. If you drive to the station and pay £10 a week to park, find a free space further out and walk the last bit to the station. If you commute into London, get a Zone 2 pass and walk the rest. If that's not possible, did you know that the buses in Zone 1 are free if you have a Zone 2 pass? Both of these tips can can save more than £500 a year. That's enough for a holiday.
And there's more. If you drive to the shops, walk. Walk to school, walk to the... look just walk a bit more all right?
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